Florida Form 12.902(c) Long-Form Financial Affidavit: A Section-by-Section Guide

Florida Family Law Rule of Procedure 12.285 sets the dividing line by income: a financial affidavit in substantial conformity with Form 12.902(b) (short form) if the party’s gross annual income is less than $50,000, or Form 12.902(c) (long form) if gross annual income is equal to or more than $50,000. That language appears twice in the rule — once at subdivision (d)(1) for temporary financial relief, and again at (e)(1) for initial and supplemental proceedings.

Income is not the only route to the long form. Rule 12.285(e)(1) also provides that a party may request, by using the Standard Family Law Interrogatories, or the court on its own motion may order, a party whose gross annual income is less than $50,000 to complete Form 12.902(c). So a figure under $50,000 does not by itself settle which form a case will use.

This walks through the current revision of Form 12.902(c) — dated (06/25) in the footer of every page and adopted by the Florida Supreme Court in In re Amendments to the Florida Family Law Rules of Procedure — Forms, No. SC2024-0003 (Fla. June 26, 2025), with the amendments taking effect immediately upon release of that opinion. Because the income and deduction figures on this affidavit are the same figures that drive a guidelines calculation, it can help to run them first through this site’s free child support calculator (no signup required).

This article is general educational information about a Florida court form, not legal advice, and it is not a substitute for reading the rule and the form’s own instructions or talking to a family law attorney about a specific case. Nothing here should be read as telling a reader what to file in their own case.

What This Form Is and When It’s Due

Form 12.902(c) is the sworn financial disclosure served and filed in a Florida family law case when mandatory disclosure under Rule 12.285 applies. Rule 12.285(a)(1) sets the scope: the rule applies to all proceedings within the scope of the family law rules except adoption, simplified dissolution, enforcement, contempt, injunctions for protection against domestic, repeat, dating, or sexual violence, or stalking, and uncontested dissolutions where the respondent is served by publication and does not file an answer.

Under Rule 12.285(e), the affidavit is part of what a party serves in any initial or supplemental request for permanent financial relief — including child support, alimony, equitable distribution of assets or debts, or attorneys’ fees, suit money, or costs. Subdivision (e)(1) states the form choice by income and adds that it is a requirement “which requirement cannot be waived by the parties.” Subdivision (d)(1), covering temporary financial relief, uses the parallel phrase “This requirement cannot be waived by the parties.”

Timing. Rule 12.285(b)(2) requires documents for an initial or supplemental proceeding to be served on the other party within 45 days of service of the initial pleading on the respondent. The form’s own instructions state the same 45-day window, measured from being served with the petition, unless the affidavit went out with the initial papers. Shorter deadlines apply around a temporary financial relief hearing: under Rule 12.285(b)(1), a party seeking relief serves the required documents at least 10 days before the hearing, and a responding party not otherwise seeking relief serves at least 5 days before.

Filing. The affidavit is one of the few items in the mandatory-disclosure package that goes into the court file. Rule 12.285(a)(3)(A) provides that, except for the financial affidavit and the child support guidelines worksheet, no documents produced under the rule are filed in the court file without first obtaining a court order.

What can and cannot be waived. This is where the rule is more layered than it first looks:

• Rule 12.285(a)(1) states that, except for the provisions as to child support guidelines worksheets, any portion of the rule may be modified by order of the court or agreement of the parties. Most of the disclosure list is therefore negotiable.
• The financial affidavit requirement itself is carved out separately in (d)(1) and (e)(1) — each says it cannot be waived by the parties.
• Rule 12.285(k) requires a Child Support Guidelines Worksheet in substantial conformity with Form 12.902(e) to be filed at or before a hearing to establish or modify child support, and states: “This requirement cannot be waived by the parties.”
• Rule 12.285(c)(1) is a genuine exemption from filing and serving an affidavit, framed around a simplified dissolution under rule 12.105 with no minor children, no support issues, and a filed written settlement agreement disposing of all financial issues — or where the court lacks jurisdiction to determine any financial issues. The form’s own instructions state three situations in which the long form is not used even at or above $50,000: (1) a simplified dissolution under rule 12.105 where both parties have waived the filing of financial affidavits; (2) no minor children, no support issues, and a filed written settlement agreement disposing of all financial issues; or (3) the court lacks jurisdiction to determine any financial issues.
• Rule 12.285(c)(2), added by a 2023 amendment, is narrower than it sounds. On agreement of the parties and the filing of a notice of joint verified waiver of filing financial affidavits — Florida Supreme Court Approved Family Law Form 12.902(k) — the court shall not require that financial affidavits be filed. The notice itself requires both parties to acknowledge that they have each already provided the other with a fully executed and sworn financial affidavit in conformity with Form 12.902(b) or 12.902(c). The waiver reaches the court file, not the obligation to prepare, swear, and exchange the affidavit, and the rule states the waiver applies only to the current filing and may be revoked by either party at any time.

For a side-by-side comparison of the two forms, this site’s 12.902(b) vs. 12.902(c) comparison covers both.

Section by Section: What Form 12.902(c) Asks For

The current revision runs 15 pages of form plus 3 pages of instructions.

Section I: Income

Section I opens with three numbered items before any dollar figures: age (item 1), occupation (item 2), and current status (item 3). Item 3 is marked “[Check all that apply]” — not check-one — across Unemployed, Employed by, and Retired. The unemployed branch asks why, efforts to find employment, how soon employment is expected, expected pay, and highest gross earned income in the past five years. The employed branch asks for employer name, address, city/state/zip, telephone, pay rate, and pay frequency, and includes a prompt to explain any expected job loss or job change and how it will affect income. There is a separate check box for a second job, and the retired branch asks about retirement date, anticipated retirement date, and DROP or other deferred compensation plans.

A line for last year’s gross income follows, with columns for the filer’s income and the other party’s income if known.

Present monthly gross income is lines 1 through 16. Fourteen categories are pre-labeled: gross salary or wages; bonuses, commissions, allowances, overtime, tips and similar payments; business income from self-employment, partnerships, close corporations, and independent contracts; disability benefits/SSI; workers’ compensation; reemployment assistance; pension, retirement, or annuity payments; Social Security benefits; alimony actually received (split into this case and other cases); interest and dividends; rental income; income from royalties, trusts, or estates; reimbursed expenses and in-kind payments to the extent they reduce personal living expenses; and gains derived from dealing in property. Lines 15 and 16 are blank lines for any other income of a recurring nature. Line 17 is the total present monthly gross income.

Two of those lines carry attachment requirements on the face of the form: business income (line 3) and rental income (line 11) are both stated as gross receipts minus ordinary and necessary expenses required to produce income, each with an instruction to attach a sheet itemizing that income and those expenses — rental income “for each property.”

All amounts are stated as monthly. The instructions provide conversion formulas for hourly, daily, weekly, bi-weekly, and semi-monthly pay, and state that expenses may be converted the same way. Entering an annual or per-paycheck figure in a monthly field carries through every total below it.

Present monthly deductions are lines 18 through 25: federal, state, and local income tax (with filing status at 18a and number of dependents claimed at 18b); FICA or self-employment taxes; Medicare payments; mandatory union dues; mandatory retirement payments; health insurance for the filer only, excluding any portion paid for a third party or the minor children of this relationship; court-ordered child support actually paid for children from another relationship; and court-ordered alimony actually paid. Line 26 is labeled, in the form’s own capitals, “TOTAL DEDUCTIONS ALLOWABLE UNDER SECTION 61.30, FLORIDA STATUTES.” Line 27 is present net monthly income — line 17 minus line 26.

Section II: Average Monthly Expenses

Section II is the longest part of the form, numbered 1 through 124 in its own sequence. It runs through seven expense groups, each with its own subtotal:

Group	Lines	Subtotal
Primary household	1–26	27
Automobiles	28–38	39
Minor or dependent children common to both parties	40–64	65
Minor or dependent child(ren) from another relationship	66–69	70
Monthly insurance	71–78	79
Other monthly expenses not listed above	80–104	105
Monthly payments to creditors	106–118	119

Line 120 is total monthly expenses, described on the form as the sum of lines 27, 39, 65, 70, 79, 105, and 119. The summary block then carries net income to line 121, total expenses to line 122, and a surplus at 123 or a deficit at 124. (One printing quirk: the automobile subtotal at line 39 reads “add lines 28 through 35” even though the automobile group runs to line 38.)

The form heads off double-counting in several places rather than leaving it to chance. Line 63, a children’s subscription service, is qualified “if not listed on line 17 above.” Lines 71, 73, and 74 — health, dental, and vision insurance — are each qualified “if not listed on lines 23 of deductions or 50 of expenses.” The creditors block says to list payments only where they are currently being made and not listed elsewhere on the affidavit, to list each student loan together with its date of origination, and to list only the last four digits of account numbers.

On estimates, the Section II heading is explicit: if the listed expenses do not reflect what is actually paid currently, the filer should write “estimate” next to each amount that is estimated.

Section III: Assets and Liabilities

The form permits an attachment in place of the section: if a filer has an equitable distribution schedule or balance sheet containing the same information, that document may be attached instead of completing Section III.

A. Assets is a table with a description column (A), a marital fair market value column (B), and nonmarital columns for Petitioner and Respondent (C). The four numbered steps direct that columns B and C, and the “requesting to be awarded” checkboxes, apply only in an original action for dissolution; in any other domestic relations matter, only column C is used. Listed asset types include cash on hand; cash in banks and credit unions; cash in digital wallets, including but not limited to Venmo, Apple Wallet, and PayPal; virtual currency and cryptocurrency, with an instruction to attach a schedule showing the number of units held and the unit value at the time the form is prepared; non-fungible tokens (NFTs) and the like; stocks, bonds, and investment/brokerage accounts; notes and money owed to the filer; real estate (home and other); business interests, with an instruction to indicate the percentage of ownership interest next to each entity listed; automobiles, boats, and other vehicles; retirement plans; furniture and furnishings; collectibles and commodities; jewelry; life insurance cash surrender value; sporting, hobby, and entertainment equipment; tools; firearms and ammunition; judgments owed to the filer; patents, trademarks, and copyrights; and other assets. Items held in a revocable trust are included, and only the last four digits of account numbers are listed.

B. Liabilities/Debts mirrors that structure with the same four-step marital/nonmarital instructions: mortgages on real estate, charge and credit card accounts, student loans (list each loan individually), medical liabilities, auto loans, bank and credit union loans, tax liabilities, notes, money owed not evidenced by a note, judgments against the filer, and other liabilities.

C. Net Worth is total assets minus total liabilities, expressly excluding contingent assets and liabilities.

D. Contingent Assets and Liabilities carries a mandatory instruction: if the filer has any possible assets — the form lists possible lawsuits, income potential, accrued vacation or sick leave, bonus, inheritance — or any possible liabilities, including possible lawsuits, future unpaid taxes, contingent tax liabilities, and debts assumed by another, “you must list them here.” The printed rows are Stock Options and Other on the asset side and Attorney Fees on the liability side.

E. Child Support Guidelines Worksheet is a “[Check one only]” block stating that Form 12.902(e) “MUST be filed with the court at or prior to a hearing to establish or modify child support. This requirement cannot be waived by the parties.” One box says a worksheet is or will be filed because the case involves establishment or modification of child support; the other says one is not being filed because that is not an issue in the case.

Certification and signature

The certificate of service comes next, then the declaration: “Under penalties of perjury, I declare that I have read this document and the facts stated in it are true,” followed by a date, signature, printed name, address, and e-mail. The current (06/25) revision contains no notary public or deputy clerk signature block. By contrast, the earlier (01/15) revision instructed that the form be signed “before a notary public or deputy clerk” and carried that block. Older copies circulate on third-party form sites; the revision date appears in the footer of every page of the official version.

How This Connects to the Child Support Number

Form 12.902(c) does not calculate support. It supplies inputs. Total present monthly gross income (line 17), total deductions allowable under section 61.30, Florida Statutes (line 26), and present net monthly income (line 27) are the figures that feed the guidelines calculation. Section 61.30 is titled “Child support guidelines; retroactive child support,” and subsection (1)(a) provides that the guideline amount presumptively establishes the amount the trier of fact must order as child support.

The same June 26, 2025 opinion amended Form 12.902(e) as well, adding a case caption at the beginning of the worksheet and a separate table before the worksheet titled “Gross Income Calculation.” This site’s guide to Form 12.902(e), the child support guidelines worksheet, walks through how those figures move into the worksheet.

Ahead of a hearing where support will be established or modified, running the numbers through the free child support calculator — no signup required — gives a rough sense of where the guidelines land before the worksheet is finalized.

FAQ

What if income varies month to month?
The form’s instructions provide conversion formulas for hourly, daily, weekly, bi-weekly, and semi-monthly pay so that every figure lands on the affidavit as a monthly amount, and state that expenses may be converted in the same manner. For business or self-employment income (line 3) and rental income (line 11), the form asks for gross receipts minus ordinary and necessary expenses required to produce the income, with an itemizing sheet attached.

Does the affidavit still have to be filed if the parties agree on everything?
Rule 12.285(d)(1) and (e)(1) each state that the financial affidavit requirement cannot be waived by the parties. Rule 12.285(c)(1) sets out a narrow exemption from filing and serving one, and Rule 12.285(c)(2) allows a joint verified waiver of filing — under which both parties acknowledge in the notice that they have already exchanged fully executed and sworn affidavits, that the waiver applies only to the current filing, and that either party may revoke it.

What does the rule say about errors and changes?
Rule 12.285(f)(1) imposes a continuing duty to supplement documents described in the rule, including financial affidavits, whenever a material change in financial status occurs. Rule 12.285(f)(2) adds that a party filing an amended affidavit must also serve any subsequently discovered or acquired supporting documents. The affidavit is signed under penalties of perjury.

What are the consequences of not disclosing?
Rule 12.285(g) provides that a document required under the rule that is not served within the subdivision (b)(1) time periods before a nonfinal hearing, or in violation of the court’s pretrial order, is not admissible in evidence at that hearing unless the court finds good cause for the delay. The court may also impose other sanctions authorized by rule 12.380, and may impose sanctions on the offending lawyer in lieu of the party.

Long form or short form — which one does the rule call for?
Rule 12.285(d)(1) and (e)(1) tie the choice to gross annual income: less than $50,000 calls for Form 12.902(b), and equal to or more than $50,000 calls for Form 12.902(c). Rule 12.285(e)(1) also lets a party request through the Standard Family Law Interrogatories, or the court on its own motion order, a party under $50,000 to complete Form 12.902(c).

Does this form need to be notarized?
The current (06/25) revision of Form 12.902(c) is signed under a declaration made under penalties of perjury and contains no notary or deputy clerk signature block. The (01/15) revision did require signing before a notary public or deputy clerk.

When is it due?
Rule 12.285(b)(2) sets 45 days from service of the initial pleading on the respondent for initial and supplemental proceedings, and the form’s instructions state the same 45-day window from service of the petition. Rule 12.285(b)(1) sets 10 days (party seeking relief) and 5 days (responding party not otherwise seeking relief) before a temporary financial relief hearing. Rule 12.285(h) allows the parties to extend the time by agreement and allows a motion to enlarge, which the court must grant for good cause shown. Circuits maintain their own procedures, and the clerk of court for the circuit where a case is filed is the place to confirm local requirements.

For background on the book this site is based on, see Navigating Child Support.

Sources

1. In re Amendments to the Florida Family Law Rules of Procedure — Forms, No. SC2024-0003 (Fla. June 26, 2025) — official slip opinion and appendix, containing the fully engrossed (06/25) Form 12.902(c), its instructions, and the amended Form 12.902(e). flcourts-media.flcourts.gov/content/download/685800/file_pdf/Opinion_SC2024-0003.pdf
2. Florida Courts, Family Law Form 12.902(c), Family Law Financial Affidavit — official form page, listed with date 06/2025. flcourts.gov/Services/Family-Courts/domestic-relations-court-resources/family-law-forms/Additional-Supporting-Documents-12.902-Forms-B-J/Family-Law-Financial-Affidavit
3. Florida Family Law Rules of Procedure, October 1, 2025 edition (The Florida Bar) — Rule 12.285, Mandatory Disclosure, at pp. 71–80. www-media.floridabar.org/uploads/2026/05/2026_04-OCT-Family-Law-Rules-of-Procedure-10-1-2025-1.pdf
4. Fla. Stat. § 61.30, Child support guidelines; retroactive child support — Online Sunshine, 2025 Florida Statutes. leg.state.fl.us/statutes/index.cfm?App_mode=Display_Statute&URL=0000-0099/0061/Sections/0061.30.html
5. Florida Courts, Form 12.902(k), Notice of Joint Verified Waiver of Filing Financial Affidavits — official form page. flcourts.gov/Services/Family-Courts/domestic-relations-court-resources/family-law-forms/Additional-Supporting-Documents-12.902-Forms-B-J/Joint-Waiver-of-Filing-Financial-Affidavits
6. Form 12.902(c) (01/15 revision), Second Judicial Circuit / Leon County — used only to document the notary public or deputy clerk block in the prior revision, for contrast with the current form. 2ndcircuit.leoncountyfl.gov/resources/Mediation/FinAffLongForm.pdf